Medicare Insurance Agency Independent Agents Brokers
Review Medicare plansMedicare agents and brokers can compare your current coverage to other available options to determine if you can save money without sacrificing coverage. Their expertise can cut through confusion about different options to find the best combination of Medicare plans to meet your needs. Captive AgentsCaptive agents receive a salary by the insurance company they represent plus a lower commission rate than independent agents. Agents and brokers all receive commissions, but some agents also receive a salary from an insurance company. Agents representing Medicare plans can’t ask for your personal information over the phone unless it’s to verify membership, determine eligibility, or submit an enrollment application. Further, an agent can’t offer you cash or gifts worth more than $15 to join their plan. An out-of-state agent will provide the same service if they have a license in your state. So, there’s no reason you need to travel anywhere to see an agent, and there i...